Fixed Indexed
Annuities (FIAs)
Market Growth Without Market Risk
What is a Fixed Indexed Annuities?
A Fixed Indexed Annuities (FIAs) allows your money to grow based on stock market performance without the risk of losing your principal. It’s a powerful tool for tax-deferred growth and guaranteed lifetime income.
Key Benefits of FIAs:
- Growth Potential Without Market Risk – Your returns are tied to a stock index (like the S&P 500) but never decrease due to market downturns.
- Tax-Deferred Growth – Pay no taxes on earnings until you withdraw funds.
- Guaranteed Lifetime Income – Optional income riders provide a steady paycheck for life.
- Principal Protection – Your initial investment is always safe, even in a market crash.
- Estate & Legacy Benefits – Fixed Indexed Annuities can pass to your beneficiaries without probate.
How Fixed Indexed Annuities Works
1
Choose an annuity term and index strategy.
2
Your money earns interest based on index performance (without losses).
3
When ready, you can withdraw funds, take lifetime income, or pass it to heirs.
Who Should Consider a FIA?
- Retirees seeking secure, lifetime income.
- Investors who want market-linked growth with downside protection.
- Those looking for a tax-advantaged retirement savings option.
